PMFBY Crop Insurance 2025: Last Date and Status Check
Introduction:
PMFBY crop insurance (Pradhan Mantri Fasal Bima Yojana) is a government-subsidised scheme that helps farmers reduce financial losses from notified risks for Kharif and Rabi crops. In this guide, you’ll find how to check the PMFBY last date (including Rabi 2025), how to check PMFBY status in India, eligibility basics, and key benefits.
Quick Answer
PMFBY offers government-subsidised crop insurance coverage for notified crops grown during kharif and rabi seasons.
Key takeaways:
- PMFBY last date 2025 is state-wise + season-wise (Kharif/Rabi)
- PMFBY status India 2025 can be checked using your application/registration details
- Coverage applies to notified crops/areas as per season notification
PMFBY last date 2025 (Rabi/Kharif): how to check the deadline
PMFBY enrollment deadlines are announced on a state-wise and season-wise basis. The PMFBY last date can differ by crop, district, and season (Kharif or Rabi). To avoid missing the cut-off, always verify the latest deadline in the official state/season notification or the enrollment route used in your state.
How to confirm the PMFBY last date
- Select your state and season (Kharif or Rabi).
- Confirm your crop and area are notified for PMFBY for that season.
- Check the latest enrollment cut-off date mentioned in the state/season notification.
- Submit your application before the cut-off date shown for your state and season.
- Save your acknowledgement or application reference for tracking later.
PMFBY Rabi 2025 last date (important note)
Rabi deadlines are published season-wise and may vary by state and notified crops. If you are searching for PMFBY Rabi 2025 last date, use the latest Rabi season notification for your state and confirm the final cut-off date for your crop and district before applying.
Check PMFBY Crop Insurance status India 2025: step-by-step
If you have already applied, you can check your PMFBY application or claim status using your registration or application details. The status flow may appear as submitted, under processing, approved, or settled, depending on the stage.
Keep ready (as available)
- Application or acknowledgement number
- Registered mobile number
- State and district details (if asked)
Steps to check PMFBY status
- Open the PMFBY status checking option used for your state/season process.
- Enter your application or registration details.
- Verify using OTP or identity checks if required.
- View your current status (submitted, under processing, approved, settled).
- If your status shows pending for a long time, recheck your submitted details such as name, bank account, crop, season, and area information. Also ensure the application was submitted before the last date.
Ready to apply for crop insurance?
But what if there was a safety net, a shield against these uncertainties? Pradhan Mantri Fasal Bima Yojana (PMFBY), the world’s largest crop insurance scheme, is performing this role admirably while quietly revolutionising farmer wellbeing across India.
Apply for PMFBY crop insurance in minutes:
- Covers 100+ crops
- Choose from 8 perils
- Fast claims via Kshema App
👉 Download the Kshema App and apply today
The Unseen Burden: Farmer Distress in India
For generations, a bad harvest could mean devastating debt, lost livelihoods, and stress for farming families. The impact of climate change has only amplified this, making weather patterns more erratic and crop failures more frequent. Rising input costs for seeds, fertilisers, and labour, coupled with low yield, often accompanied by low selling prices for their produce, squeeze farmers from both ends. The dream of a good yield and a fair price often turn into a nightmare, leading to immense financial and emotional strain.
Benefits of PMFBY for Small Farmers in 2025
Launched in 2016, PMFBY replaced older, less effective schemes with a more farmer-friendly approach. The core idea is simple: provide financial support to farmers suffering crop loss or damage arising out of unforeseen events. It covers a wide range of perils, from natural calamities to pest attacks, and offers comprehensive risk coverage.
The most significant aspect is the low premium rates for farmers — 2% for Kharif crops, 1.5% for Rabi crops, and 5% for annual commercial/horticultural crops — with a major fraction of the premium borne by the government. This makes insurance accessible even to the most vulnerable farmers.
How can farmers apply for PMFBY crop insurance via the Kshema App?
Since its inception:
- 29.19 crore farmer applications have been insured.
- INR 95,000+ crore in claims have been paid out.
- The scheme has reached 498 districts across 21 States/UTs.
PMFBY Claim Statistics: 2024–2025:
- 9.58 crore applications were processed.
- INR 19,66,201 lakh in gross premiums were collected.
- INR 7,08,022 lakh in claims were paid out.
- 58.92 lakh farmers received direct benefits.
These figures aren’t just statistics. They represent families able to rebuild, children continuing their education, and communities with a renewed sense of security.
Peace of Mind in the Face of Adversity
Top Benefits of PMFBY Crop Insurance for Small Farmers in 2025?
How Does Kshema Support PMFBY Implementation?
Kshema’s Role in PMFBY Implementation & Farmer Support
While PMFBY provides the framework, its successful implementation relies on dedicated partners. This is where insurance providers like Kshema General Insurance play a crucial role. Kshema has been instrumental in bridging the gap between the scheme and farmers, particularly in underserved regions.
In the 2023–24 Kharif season, Kshema processed 581,606 applications and disbursed INR 160+ crore in claims across the three districts of Sri Ganganagar, Bundi, and Alwar only in Rajasthan.
Kshema’s work under PMFBY involves:
- Farmer Mobilisation and Awareness: Educating farmers about the benefits of PMFBY and guiding them through the enrolment process.
- Technology-driven Solutions: Utilising satellite imagery, geospatial analytics, and mobile apps for efficient data collection, claim processing, and communication.
- Ground-level Support: Providing direct assistance to farmers in filing claims and navigating the insurance process.
In states from some of the biggest like Uttar Pradesh, Madhya Pradesh, Karnataka, and Telangana to smaller states like Manipur and union territory like Andaman, Kshema has actively worked with thousands of farmers, ensuring they understand and benefit from PMFBY and its associate product RWBCIS. In a recent season, Kshema facilitated the enrolment of over 5 lakh farmers, processing claims worth INR 500 crore, demonstrating its efficiency and reach in ensuring farmers receive timely compensation.
Despite challenges, —including misinformation and resistance during field surveys, —Kshema remains committed to ensuring that every legitimate claim is settled swiftly, safeguarding both farmers and public funds.
Beyond Insurance: Building Resilience
PMFBY is more than just a financial instrument. It is a catalyst for agricultural resilience. By reducing the financial risks associated with farming, the scheme encourages farmers to adopt better practices, invest in innovation, and diversify their crops. It also plays a critical role in climate adaptation, helping farmers cope with the increasing frequency of extreme weather events.
Kshema’s work under PMFBY aligns with this broader vision. Through its outreach programmes and data-driven insights, Kshema is helping farmers make informed decisions and build sustainable livelihoods. The company’s emphasis on farmer education and empowerment ensures that insurance is not just a tool, but a proactive strategy for growth.
The Future of Farmer Wellbeing
As India continues to grapple with the challenges of climate change, food security, and rural distress, Pradhan Mantri Fasal Bima Yojana (PMFBY) gives hope to millions of farmers. With continued support from stakeholders like Kshema, the scheme is evolving to become more inclusive, efficient, and responsive to farmers’ needs.
At Kshema, we believe that every farmer deserves protection, dignity, and peace of mind. Our work under PMFBY is a testament to this belief—a commitment to transforming agriculture from a gamble into a secure and rewarding profession.
The story of PMFBY is not just about numbers and policies. It is about the millions of farmers who sleep better at night, knowing that their crops, their incomes, and their futures are protected. And in that story, Kshema is proud to play an impactful role. For a broader perspective on how agricultural insurance is evolving to support farmers across India, read this analysis by The Hindu BusinessLine on transforming India’s insurance landscape.
PMFBY Crop Insurance FAQs for Indian Farmers in 2025
1. What is PMFBY and Who can apply for PMFBY?
PMFBY (Pradhan Mantri Fasal Bima Yojana) is India’s crop insurance scheme. In 2025,Farmers growing notified crops.
2. How do I apply for PMFBY crop insurance through the Kshema app?
3. How are PMFBY claims calculated?
Claims are based on yield loss compared to threshold yield.
4. Why are PMFBY claims rejected?
Late intimation, incorrect land data, or non-notified crops.
6. What makes PMFBY different from other crop insurance schemes?
7. Can I track my PMFBY claim status online?
Summary
PMFBY reduces financial risk by providing affordable crop insurance coverage.
