About Us

Enabling Indian Cultivators Rise


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Strategic Resilience Towards Risk

Kshema enables cultivators with resilience from financial distress due to extreme climate events and perils through localized insurance products.

Leadership

Natraj Nukala
Founder
Natraj is an entrepreneur with Masters in Risk Management from NYU. His most recent venture, ITUS is an insurance broking firm, profitable from year 1 and has pioneered the use of technology in all areas of claim management. Natraj is the visionary and instrumental in the realization of the idea, Kshema.

Rajeshnani Dasari

Member, Board of Directors
Rajesh is a technologist with over 2 decades of experience across insurance, automotive, manufacturing, pharmaceutical and high-tech industries. He is currently with Oracle Corporation as Sr. Director serving customers in their adaption of cloud and emerging technologies.

Dr Vyasa Krishna Burugupalli

Member, Board of Directors
Dr. Vyasa Krishna Burugupalli is an international insurance consultant specialized in agriculture sector. He has guided various NGOs including the Bill and Melinda Gates on rural microinsurance. He is also the Managing Director, First Insurance Company, Uganda.

Our Differentiators

  • We cover an exhaustive list of crops – almost twice the number of crops covered by existing insurance products
  • Farm-based approach to Insurance Vs. an area-based approach
  • Bite sized Insurance products (micro) for Poultry, Livestock & Aqua Culture
  • Individualized Premium based on location-aware risk evaluation
  • Risk is spatially diversified
  • Technology-enabled Transparency
  • Seamless Data Sources
  • Timely Information on Risks

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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Pellentesque hendrerit nisi lectus, nec rhoncus libero tincidunt ac. Duis in ante est. Phasellus tincidunt ante ac lobortis lacinia. Nunc mattis maximus semper. Etiam euismod nisl ut dolor suscipit, et iaculis neque rutrum. Nullam dui elit, aliquam vitae velit eget, varius suscipit sem. In hac habitasse platea dictumst.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Pellentesque hendrerit nisi lectus, nec rhoncus libero tincidunt ac. Duis in ante est. Phasellus tincidunt ante ac lobortis lacinia. Nunc mattis maximus semper. Etiam euismod nisl ut dolor suscipit, et iaculis neque rutrum. Nullam dui elit, aliquam vitae velit eget, varius suscipit sem. In hac habitasse platea dictumst.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Pellentesque hendrerit nisi lectus, nec rhoncus libero tincidunt ac. Duis in ante est. Phasellus tincidunt ante ac lobortis lacinia. Nunc mattis maximus semper. Etiam euismod nisl ut dolor suscipit, et iaculis neque rutrum. Nullam dui elit, aliquam vitae velit eget, varius suscipit sem. In hac habitasse platea dictumst.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Pellentesque hendrerit nisi lectus, nec rhoncus libero tincidunt ac. Duis in ante est. Phasellus tincidunt ante ac lobortis lacinia. Nunc mattis maximus semper. Etiam euismod nisl ut dolor suscipit, et iaculis neque rutrum. Nullam dui elit, aliquam vitae velit eget, varius suscipit sem. In hac habitasse platea dictumst.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Pellentesque hendrerit nisi lectus, nec rhoncus libero tincidunt ac. Duis in ante est. Phasellus tincidunt ante ac lobortis lacinia. Nunc mattis maximus semper. Etiam euismod nisl ut dolor suscipit, et iaculis neque rutrum. Nullam dui elit, aliquam vitae velit eget, varius suscipit sem. In hac habitasse platea dictumst.

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