One app to guard against 9 perils

India’s first location-aware agriculture insurance platform

App Features

Multilingual app

Connects with farmers in their preferred
language from a list of 11 Indian languages.

Hassle-free & paperless

Streamlines the insurance process, making it easy
and eco-friendly with paperless transactions.

Satellite-based imagery

Uses satellite-based imagery to validate farm
details and verify claims for quick settlement.

Comprehensive coverage

Covers 100+ crops catering to both
seasonal and perennial needs.

Quick digital processes

Simplified verification process with quick and secure
digital KYC and seamless online claims option.

Tailor-made products

Choose among our products Prakriti and Sukriti based on your needs or opt for PMFBY, if available in your state.

Kshema app is our proprietary risk management platform that enables us to adopt a progressive approach of strategic resilience towards risk by building mechanisms that allow timely information flow and transparency.

Explore our
crop insurance
plans now

With the Kshema app, you can protect your crops from 9 perils*

* the number of perils covered may vary according to the plan that you take.

Protect your crop in easy steps.