Explore our customised insurance products.

Choose from multiple crop insurance products that are accessible, affordable, customisable, and reliable.

Three convenient ways to buy Kshema’s crop insurance

01

Select the plan most suited to your needs Explore our range of insurance plans to find the perfect fit for your needs. Customisable and comprehensive, we have you covered every step of the way.

02

Connect with Our Expert Adviser Get personalised guidance from our expert adviser who will assist you in selecting the ideal insurance product for your crop.

03

Speak with a Kshema Agent We have dedicated Kshema agents to walk you through the process of buying the right crop insurance product. Our agents are committed to ensuring a smooth and seamless experience for you.

Why Kshema?

Our Offerings

A Kshema product

Prakriti

A comprehensive insurance policy against 8 perils providing maximum coverage based on input cost of the crop.

Offers protection from

Cyclone, inundation, flood, hailstorm, landslide, earthquake, fire due to lightning, animal attack.

100+

seasonal crops covered

A Kshema product

Sukriti

A customisable insurance policy that provides more flexibility to farmers with enhanced sum insured for extra premium.

Offers protection from

A combination of 1 major peril and
1 minor peril from a list of 8 perils

100+

seasonal crops covered

₹499

Starts at only ₹499 per acre

A Kshema product

Samriddhi

A comprehensive insurance policy catering to the farmers with land holdings in the range of 1 to 25 cents.

Offers protection from

Cyclone, inundation, flood, landslide, earthquake, fire due to lightning.

100+

seasonal crops covered

₹199

Starts at only ₹199

Pradhan Mantri Fasal Bima Yojana

A government crop insurance scheme providing financial support to farmers suffering crop loss/damage arising out of unforeseen circumstances.

Restructured Weather Based Crop Insurance Scheme

A government scheme to mitigate the hardships of the insured farmers against the likelihood of financial loss on account of anticipated crop loss resulting from adverse weather conditions.

* Minimum premium for Kshema Sukirti and Prakriti is Rs. 499 per acre.

Frequently Asked Questions

You can apply through Kshema app from your registered mobile number.

The sum insured varies depending upon the crop, location and crop duration.

Protect your
crop today!

Connect with us and explore our crop insurance plans tailored to your needs.