Our Leadership
Natraj Nukala
Founder, Chairman & Director
He has an undergraduate degree in engineering from India and a master’s in risk management from New York University, USA. He has been involved with the insurance sector for over a decade while his family interests include agriculture & textile businesses. This gave him a first-hand experience and deep insight into the Indian agri sector and the workings of the Indian farmer. He decided to bring his expertise and his experience together to create Kshema General Insurance Ltd. He also established a successful insurance broking company, ITUS before taking the plunge in crop insurance with Kshema.
Dr Vyasa Krishna Burugupalli
Managing Director and CEO
Dr Burugupalli is a veteran of the insurance industry with an illustrious career spanning over 45 years in different regulatory regimes across continents. He was the Chief Executive Officer of the First Insurance Company Limited in Kampala before taking over as the MD and CEO of Kshema General Insurance Limited. His leadership also extends to guiding various NGOs, including the Bill and Melinda Gates Foundation grantees, on microinsurance. He holds a doctoral qualification in insurance risk management. He is a Fellow of the Australian and New Zealand Institute of Insurance and Finance as well as a Certified Insurance Practitioner. He is also a Fellow of the Insurance Training College of Uganda.
Rajeshnani Dasari
Wholetime Director
Rajesh is a technologist with over two decades of experience across insurance, automotive, manufacturing, pharmaceutical and high-tech industries. He was with Oracle Corporation as Senior Director in emerging technologies of Mobility, Bots, IoT, and Blockchain in his most recent stint. Prior to this, he was leading Oracle’s efforts to serve customers in their adoption of cloud and emerging technologies. Rajesh is an alumnus of prestigious institutions like BITS Pilani (India), Clemson University, South Carolina (USA), and State University of New York College at Buffalo (USA).
Deepa Karthykeyan
Independent Director
Deepa Karthykeyan is co-founder and partner of Athena Infonomics – a global impact solutions group. Deepa Karthykeyan has led several programmes in Asia and Africa with a focus on advancing equitable and safe public services in changing urban contexts. She serves as part of the Technical Advisory Group for the Global Partnership for Sustainable Development Data (GPSDD) and is a member of the IWA digital water program steering committee. Deepa Karthykeyan holds a master’s degree in economics from the National University of Singapore.
Sivarama Prasad Tammana
Independent Director
Sivarama Prasad Tammana
Independent Director
Mr Sivarama Prasad Tammana has served in different geographies over the last 40 years across banking, investor relations, appraisal of corporate & SME proposals, handling operations in agriculture, personal banking, investments, and stressed assets management. He played key roles in Andhra Bank and represented Karur Vysya Bank as Board of Director in Industrial and Technical Consultancy Organization of Tamil Nadu Limited (ITCOT). He served as a member of various committees such as ALCO, Credit Committee, Credit Risk, Central Management Committee and NPA committee and liaised with FIIs, HNIs, Merchant Bankers in India & Overseas as Chief Investor Relations Officer. He retired as the CFO and CIRO of Karur Vysya Bank Ltd after having served in the organisation in various capacities since 1994. He holds a B.Tech degree in Chemical Engineering from Andhra University.
Ravi Sharma
Independent Director
Ravi Sharma
Independent Director
Mr Ravi Sharma brings in a wealth of experience in strategizing, implementing, monitoring, evaluating, and championing local and global biodiversity, forestry and climate change projects and programmes for the United Nations, World Bank, and Indian and international policy think tanks. He has successfully utilised innovative financial mechanisms to develop conservation and poverty eradication policies in both public and private sectors. He has designed and executed over 100 national and multinational innovative projects and orchestrated more than 50 international policy negotiations and technical workshops. He is an expert in designing project evaluation strategies for multilateral programmes and conducted evaluation of multilateral environmental projects in several countries.
The management team
Piyush Jain
Appointed Actuary
Piyush has worked with prominent organisations like the RSA Insurance Group, McKinsey, KPMG and AXA XL across geographies including UK, Ireland, Middle East, Asia-Pacific, Europe, and India in his decade-long career. As the Appointed Actuary for Kshema, in addition to the traditional responsibilities of reserving and pricing, he also leads data science and catastrophe modelling capabilities within the company. Piyush has a bachelor’s degree in commerce from Delhi University and holds the fellowship of Institute of Actuaries of India (IAI) and Institute and Faculty of Actuaries (IFOA), UK.
Prashant Shenoy
Chief Financial Officer
Prashant has been associated with the company since February 2023. He brings nearly two decades of experience in corporate finance, project finance, accounting, budgetary control & variance analysis, working capital & treasury management, mergers & acquisitions, auditing, and taxation matters in a global environment. Prashant has a proven track record in team building, process development, and handling complex accounting and taxation matters. He has previously held senior positions in organisations across various sectors like green energy, pharma and infrastructure. He is a member of the Institute of Chartered Accountants of India and a commerce graduate from Osmania University, Hyderabad.
Arinjay Jaini
Chief Investment Officer
Arinjay brings nearly two decades of rich experience in financial sector, including working with prominent insurance companies, private equity firms etc. Throughout his career, he has successfully spearheaded investments, multiple strategic projects, and initiatives across markets around the globe, significantly enhancing organizational value and efficiency. His professional journey includes pivotal roles at Aviva Life Insurance, Canara HSBC Life Insurance, and Global Growth – a US based PE firm. He is a Fellow member of the Institute of Chartered Accountants of India and is an alumnus of the prestigious Shri Ram College of Commerce, University of Delhi. He assumed his role at Kshema in July 2023.
Bhaskar Thakur
Chief Marketing Officer
Bhaskar is at the helm of Kshema’s marketing, brand, and communications. He comes with close to two decades of experience across different sectors in India, SEA and China. He drives brand, digital sales, customer delight & retention across all touchpoints and phases of the consumer journey using cutting edge data analytics. His focus is on creating maximum awareness about Kshema and building trust amongst the target group. He has worked in senior roles with OPPO, OYO among others in his career and is a management post-graduate from ENPC France.
Kumar Saurav
Chief Risk Officer
Kumar Saurav brings over 20 years of experience in his role as the Chief Risk Officer. He has been associated with the company since July 2023 and devises effective strategies to remain vigilant and manage multiple forms of risks. An accomplished risk professional, he is responsible for leading the Enterprise Risk Management initiative and providing assurance to the Risk Management Committee on the company’s exposure to Key Risks. His areas of specialisation include reporting to and extensive interaction with Risk Committee, setting up the ERM Framework and execution (including operational risks, technology risks & cyber security, business continuity management), liaising with regulators and representing the organisation at industry forums. He has previously worked at HDFC Life and Edelweiss Tokio Life Insurance. He is an alumnus of the Indian Institute of Technology, Delhi.
C V Kumar
Chief Underwriting Officer
CV Kumar is an insurance industry veteran with a three-decade long career spent in both the public and private sectors. He has extensive experience across various functions including underwriting, claims, reinsurance and marketing. He was with the New India Assurance Company Limited and worked at an insurance broking firm prior to joining Kshema. He is a graduate in Agriculture and a Fellow Member of the Insurance Institute of India. He also holds a degree in law from Osmania University, Hyderabad and a master’s degree in human resource management from Nagarjuna University.
Prabha Vadlamannati
Company Secretary
Prabha is a skilled professional with over 20 years of experience in Corporate Secretarial, Regulatory, and Compliance roles. She joined Kshema in January 2023. Her expertise includes risk assessment and mitigation, legal documentation, process improvement and SOP implementation. She has also played a significant role in resolving a major industrial relations issue in one of her previous roles with minimal financial & reputational impact while maintaining employee morale & commitment during a protracted arbitration process. A Fellow Member of the Institute of Company Secretaries, she also holds a master’s degree in commerce from Andhra University. She was previously associated with Singapore and US-based multi-nationals like Japfa Comfeed and Waterhealth.
Karambir Singh Rai
Chief Growth Officer
Prashant has been associated with the company since February 2023. He brings nearly two decades of experience in corporate finance, project finance, accounting, budgetary control & variance analysis, working capital & treasury management, mergers & acquisitions, auditing, and taxation matters in a global environment. Prashant has a proven track record in team building, process development, and handling complex accounting and taxation matters. He has previously held senior positions in organisations across various sectors like green energy, pharma and infrastructure. He is a member of the Institute of Chartered Accountants of India and a commerce graduate from Osmania University, Hyderabad.
Badarish H Chimalgi
Chief Compliance Officer
Badarish H Chimalgi is a seasoned legal and compliance leader with a proven track record in steering complex legal strategies, regulatory frameworks, and high-stakes corporate transactions. He has played a pivotal role in structuring and executing significant deals, including a ₹1100 crore fundraising and a $300 million credit facility with a global alternative investment firm.A member of the Institute of Company Secretaries of India and a qualified legal professional, his leadership spans end-to-end M&A transactions, shareholder restructuring, cross-border deals, and enterprise compliance—ensuring governance alignment with evolving regulatory landscapes under the Companies Act, FEMA, SEBI LODR, and other key frameworks while acting as the legal lead for mergers & acquisitions and capital restructuring.
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