Skip to content

Search for:

Home
About
Products
Quick Links
- Base Products
Claim
App
Contact
Language

LeadershipKshema Administrator2025-12-19T04:53:57+00:00

Board Members

natraj nukala, founder chairman director, Kshema Founder

Natraj Nukala

Founder, Chairman & Director

kshema rajeshnani dasari, wholetime director, Kshema Director

Rajeshnani Dasari

Executive Director

deepa karthykeyan, independent director

Deepa Karthykeyan

Independent Director

sivarama prasad tammana, independent director, Kshema

Sivarama Prasad Tammana

Independent Director

kshema ravi sharma independent director, Kshema

Ravi Sharma

Independent Director

Our Leadership

Rajiv Singh Bhadoria

Rajiv Singh Bhadoria

Chief Operations Officer

piyush jain, appointed actuary

Piyush Jain

Business Actuary

prashant shenoy, chief financial officer, CFO

Prashant Shenoy

Chief Financial Officer

arinjay jaini, chief investment officer, Kshema CIO

Arinjay Jaini

Chief Investment Officer

bhaskar thakur, chief marketing officer, Kshema CMO

Bhaskar Thakur

Chief Marketing Officer

kumar saurav, chief risk officer, Kshema

Kumar Saurav

Chief Risk Officer

c v kumar, chief underwriting officer, Kshema

C V Kumar

Chief Underwriting Officer

prabha vadlamannati company secretary, Kshema

Prabha Vadlamannati

Company Secretary

kshema badarish h chimalgi, chief compliance officer, Kshema

Badarish H Chimalgi

Chief Compliance Officer

kshema resilient,Crop Insurance, Agriculture insurance,వ్యవసాయ బీమా, పంట బీమా, फसल बीमा, कृषि बीमा,ಬೆಳೆ ವಿಮೆ, ಕೃಷಿ ವಿಮೆ,पीक विमा,कृषी विमा

Protect your
crop today!

Connect with us and explore plans tailored to your needs.

Chat with an expert

Scanner Icon

Download Kshema App

×

Get the app download link

The app download link will be sent directly to your mobile number. Please enter your details below.

By submitting this form, you agree to be contacted on your phone number or e-mail address by Kshema General Insurance and/or its representatives.

Thank you for your interest!

We have sent the Kshema app download link to your mobile via SMS and WhatsApp.

Explore Products

`

IRDAI Reg No. 162 • Category of Certificate of Registration: General Insurance • CIN: U66000TG2018PLC125484

Home
About Us
Plans
Kshema App
Blogs
Careers
Contact Us
Grievance Redressal
Unclaimed Amount
Impact
CSR
Policy Servicing Timelines
Authorized Distribution Channels
Public Disclosures
Investor Relations
Product List
Products Withdrawn
List of Base Products
Disclosure under Stewardship Policy
Terms and Conditions
Cancellation and Refund Policy
Citizen Charter
Account Aggregator

Registered Office

Kshema General Insurance Limited

#413, 4th Floor, My Home Tycoon, Kundan Bagh, Begumpet, Hyderabad, Telangana - 500016, India.

Corporate Office

10th Floor, Orwell, Block -1, Salarpuria Sattva, Knowledge City, Raidurgam, Hyderabad, Telangana - 500081, India.

Contact

1800 572 3013 (Toll-free)

Social Media

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS / FRADULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale.

Trade logo displayed above belongs to Kshema Capital Private Limited and is licensed to Kshema General Insurance Limited.

Board Members

natraj nukala, founder chairman director, Kshema Founder

Natraj Nukala

Founder, Chairman & Director

kshema rajeshnani dasari, wholetime director, Kshema Director

Rajeshnani Dasari

Executive Director

deepa karthykeyan, independent director

Deepa Karthykeyan

Independent Director

sivarama prasad tammana, independent director, Kshema

Sivarama Prasad Tammana

Independent Director

kshema ravi sharma independent director, Kshema

Ravi Sharma

Independent Director

Our Leadership

Rajiv Singh Bhadoria

Rajiv Singh Bhadoria

Chief Operations Officer

piyush jain, appointed actuary

Piyush Jain

Business Actuary

prashant shenoy, chief financial officer, CFO

Prashant Shenoy

Chief Financial Officer

arinjay jaini, chief investment officer, Kshema CIO

Arinjay Jaini

Chief Investment Officer

bhaskar thakur, chief marketing officer, Kshema CMO

Bhaskar Thakur

Chief Marketing Officer

kumar saurav, chief risk officer, Kshema

Kumar Saurav

Chief Risk Officer

c v kumar, chief underwriting officer, Kshema

C V Kumar

Chief Underwriting Officer

prabha vadlamannati company secretary, Kshema

Prabha Vadlamannati

Company Secretary

kshema badarish h chimalgi, chief compliance officer, Kshema

Badarish H Chimalgi

Chief Compliance Officer

kshema resilient,Crop Insurance, Agriculture insurance,వ్యవసాయ బీమా, పంట బీమా, फसल बीमा, कृषि बीमा,ಬೆಳೆ ವಿಮೆ, ಕೃಷಿ ವಿಮೆ,पीक विमा,कृषी विमा

Protect your
crop today!

Connect with us and explore plans tailored to your needs.

Chat with an expert

Scanner Icon

Download Kshema App

×

Get the app download link

The app download link will be sent directly to your mobile number. Please enter your details below.

By submitting this form, you agree to be contacted on your phone number or e-mail address by Kshema General Insurance and/or its representatives.

Thank you for your interest!

We have sent the Kshema app download link to your mobile via SMS and WhatsApp.

Explore Products

`

Natraj Nukala

Founder, Chairman & Director

He has an undergraduate degree in engineering from India and a master’s in risk management from New York University, USA. He has been involved with the insurance sector for over a decade while his family interests include agriculture & textile businesses. This gave him a first-hand experience and deep insight into the Indian agri sector and the workings of the Indian farmer. He decided to bring his expertise and his experience together to create Kshema General Insurance Ltd. He also established a successful insurance broking company, ITUS before taking the plunge in crop insurance with Kshema.

Natraj Nukala

Rajeshnani Dasari

Executive Director

Rajesh is a technologist with over two decades of experience across insurance, automotive, manufacturing, pharmaceutical and high-tech industries. He was with Oracle Corporation as Senior Director in emerging technologies of Mobility, Bots, IoT, and Blockchain in his most recent stint. Prior to this, he was leading Oracle’s efforts to serve customers in their adoption of cloud and emerging technologies. Rajesh is an alumnus of prestigious institutions like BITS Pilani (India), Clemson University, South Carolina (USA), and State University of New York College at Buffalo (USA).

Rajeshnani Dasari

Deepa Karthykeyan

Independent Director

Deepa Karthykeyan is co-founder and partner of Athena Infonomics – a global impact solutions group. Deepa Karthykeyan has led several programmes in Asia and Africa with a focus on advancing equitable and safe public services in changing urban contexts. She serves as part of the Technical Advisory Group for the Global Partnership for Sustainable Development Data (GPSDD) and is a member of the IWA digital water program steering committee. Deepa Karthykeyan holds a master’s degree in economics from the National University of Singapore.

Deepa Karthykeyan

Sivarama Prasad Tammana

Independent Director

Mr Sivarama Prasad Tammana has served in different geographies over the last 40 years across banking, investor relations, appraisal of corporate & SME proposals, handling operations in agriculture, personal banking, investments, and stressed assets management. He played key roles in Andhra Bank and represented Karur Vysya Bank as Board of Director in Industrial and Technical Consultancy Organization of Tamil Nadu Limited (ITCOT). He served as a member of various committees such as ALCO, Credit Committee, Credit Risk, Central Management Committee and NPA committee and liaised with FIIs, HNIs, Merchant Bankers in India & Overseas as Chief Investor Relations Officer. He retired as the CFO and CIRO of Karur Vysya Bank Ltd after having served in the organisation in various capacities since 1994. He holds a B.Tech degree in Chemical Engineering from Andhra University.

Sivarama Prasad Tammana

Ravi Sharma

Independent Director

Mr Ravi Sharma brings in a wealth of experience in strategizing, implementing, monitoring, evaluating, and championing local and global biodiversity, forestry and climate change projects and programmes for the United Nations, World Bank, and Indian and international policy think tanks. He has successfully utilised innovative financial mechanisms to develop conservation and poverty eradication policies in both public and private sectors. He has designed and executed over 100 national and multinational innovative projects and orchestrated more than 50 international policy negotiations and technical workshops. He is an expert in designing project evaluation strategies for multilateral programmes and conducted evaluation of multilateral environmental projects in several countries.

Independent Director

Rajiv Singh Bhadoria

Chief Operations Officer

Rajiv is a consummate insurance industry professional, setting benchmarks across customer service, sales, strategy, and customer relationship management, marketing, and business-related support services. He relishes the challenge of setting up businesses and processes with a keen eye on operational excellence to positively impact revenue. He earned his spurs during his long stint with Reliance Nippon Life Insurance and Bajaj Allianz Life Insurance before that.

A commerce graduate from the prestigious St Xavier’s College, Kolkata, he completed his Masters in Business Administration from the Indian Institute of Management in the same city. When he is not busy streamlining operations and improving efficiencies, he can be found sweating it out in the gym or delving into the spiritual aspects of yoga and energy healing. An intrepid traveller, he also loves solving puzzles and is fond of reading.

Piyush Jain

Business Actuary

Piyush is a seasoned actuarial leader with over a decade of experience across the global insurance landscape, including the UK, Europe, the Middle East, and India. Before his current role as Business Actuary at Kshema, he served as the company’s Appointed Actuary, bringing a deep understanding of regulatory frameworks and risk management.

Throughout his career, Piyush has held pivotal roles at prestigious organizations such as McKinsey, KPMG, RSA Insurance Group, and AXA XL. Today, he bridges the gap between traditional actuarial science and modern technology, spearheading Kshema’s pricing catastrophe modelling initiatives while supporting the firm’s regulatory transformation and data science initiatives. Piyush is a Fellow of the Institute of Actuaries of India (IAI) and the Institute and Faculty of Actuaries (IFoA), UK, and holds a degree in Commerce from Delhi University.

Piyush Jain

Prashant Shenoy

Chief Financial Officer

Prashant has been associated with the company since February 2023. He brings nearly two decades of experience in corporate finance, project finance, accounting, budgetary control & variance analysis, working capital & treasury management, mergers & acquisitions, auditing, and taxation matters in a global environment. Prashant has a proven track record in team building, process development, and handling complex accounting and taxation matters. He has previously held senior positions in organisations across various sectors like green energy, pharma and infrastructure. He is a member of the Institute of Chartered Accountants of India and a commerce graduate from Osmania University, Hyderabad.

Prashant Shenoy

Arinjay Jaini

Chief Investment Officer

Arinjay brings nearly two decades of rich experience in financial sector, including working with prominent insurance companies, private equity firms etc. Throughout his career, he has successfully spearheaded investments, multiple strategic projects, and initiatives across markets around the globe, significantly enhancing organizational value and efficiency. His professional journey includes pivotal roles at Aviva Life Insurance, Canara HSBC Life Insurance, and Global Growth – a US based PE firm. He is a Fellow member of the Institute of Chartered Accountants of India and is an alumnus of the prestigious Shri Ram College of Commerce, University of Delhi. He assumed his role at Kshema in July 2023.

Arinjay Jaini

Bhaskar Thakur

Chief Marketing Officer

Bhaskar is at the helm of Kshema’s marketing, brand, and communications. He comes with close to two decades of experience across different sectors in India, SEA and China. He drives brand, digital sales, customer delight & retention across all touchpoints and phases of the consumer journey using cutting edge data analytics. His focus is on creating maximum awareness about Kshema and building trust amongst the target group. He has worked in senior roles with OPPO, OYO among others in his career and is a management post-graduate from ENPC France.

Bhaskar Thakur

Kumar Saurav

Chief Risk Officer

Kumar Saurav brings over 20 years of experience in his role as the Chief Risk Officer. He has been associated with the company since July 2023 and devises effective strategies to remain vigilant and manage multiple forms of risks. An accomplished risk professional, he is responsible for leading the Enterprise Risk Management initiative and providing assurance to the Risk Management Committee on the company’s exposure to Key Risks. His areas of specialisation include reporting to and extensive interaction with Risk Committee, setting up the ERM Framework and execution (including operational risks, technology risks & cyber security, business continuity management), liaising with regulators and representing the organisation at industry forums. He has previously worked at HDFC Life and Edelweiss Tokio Life Insurance. He is an alumnus of the Indian Institute of Technology, Delhi.

Kumar Saurav

C V Kumar

Chief Underwriting Officer

CV Kumar is an insurance industry veteran with a three-decade long career spent in both the public and private sectors. He has extensive experience across various functions including underwriting, claims, reinsurance and marketing. He was with the New India Assurance Company Limited and worked at an insurance broking firm prior to joining Kshema. He is a graduate in Agriculture and a Fellow Member of the Insurance Institute of India. He also holds a degree in law from Osmania University, Hyderabad and a master’s degree in human resource management from Nagarjuna University.

C V Kumar

Prabha Vadlamannati

Company Secretary

Prabha is a skilled professional with over 20 years of experience in Corporate Secretarial, Regulatory, and Compliance roles. She joined Kshema in January 2023. Her expertise includes risk assessment and mitigation, legal documentation, process improvement and SOP implementation. She has also played a significant role in resolving a major industrial relations issue in one of her previous roles with minimal financial & reputational impact while maintaining employee morale & commitment during a protracted arbitration process. A Fellow Member of the Institute of Company Secretaries, she also holds a master’s degree in commerce from Andhra University. She was previously associated with Singapore and US-based multi-nationals like Japfa Comfeed and Waterhealth.

Prabha Vadlamannati

Badarish H Chimalgi

Chief Compliance Officer

Badarish H Chimalgi is a seasoned legal and compliance leader with a proven track record in steering complex legal strategies, regulatory frameworks, and high-stakes corporate transactions. He has played a pivotal role in structuring and executing significant deals, including a ₹1100 crore fundraising and a $300 million credit facility with a global alternative investment firm.A member of the Institute of Company Secretaries of India and a qualified legal professional, his leadership spans end-to-end M&A transactions, shareholder restructuring, cross-border deals, and enterprise compliance—ensuring governance alignment with evolving regulatory landscapes under the Companies Act, FEMA, SEBI LODR, and other key frameworks while acting as the legal lead for mergers & acquisitions and capital restructuring.