One app to guard against 8 perils

India’s first location-aware agriculture insurance platform

By submitting this form, you agree to be contacted on your phone number or e-mail address by Kshema General Insurance and/or its representatives.

Thank you

The download link has been sent to your phone. Please check your SMS or WhatsApp messages. +91-

Buy using the App & Save 5% Buy using the App & Save 5%
App-Exclusive Offer: Buy crop insurance directly on the app and enjoy 5% discount on your premium.

App Features

01. Multilingual app
Connects with farmers in their preferred language from a list of 11 Indian languages.
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02. Hassle-free & paperless
Streamlines the insurance process, making it easy and eco-friendly with paperless transactions.
Upload documents,Crop Insurance, Agriculture insurance,
03. Satellite-based imagery
Uses satellite-based imagery to validate farm details and verify claims for quick settlement.
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04. Comprehensive coverage
Covers 100+ crops catering to both seasonal and perennial needs.
100+ crops,Crop Insurance, Agriculture insurance,100+crops
05. Quick digital processes
Simplified verification process with quick and secure digital KYC and seamless online claims option.
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06. Tailor-made products

Choose among our products Prakriti and Sukriti based on your needs or opt for PMFBY, if available in your state.

Kshema Prakriti,Crop Insurance, Agriculture insurance,
Kshema Sukruti,Crop Insurance,

Kshema app is our proprietary risk management platform that enables us to adopt a progressive approach of strategic resilience towards risk by building mechanisms that allow timely information flow and transparency.

  • It uses each farm unit to recognise, assess and price the risk adequately across 127 Micro-climatic zones of India.
  • Data transparency and adequate risk pricing are achieved through satellite-based imagery
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Explore our
crop insurance
plans now

Plans

With the Kshema app, you can protect your crops from 8 perils*

Flood
Flood
Inundation
Inundation (Not applicable to Hydrophilic crops)
Cyclone
Named Cyclone
Hailstorm
Storm
Animal
Animal Attack by (Elephant | Wild Boar)
Earthquake
Earthquake including Tsunami
Fire due to
Fire due to lightning
Landslide
Landslide

* the number of perils covered may vary according to the plan that you take.

Indian farmer accessing digital agriculture tools and weather-based insurance through a mobile app in a rural field

Protect your crop in easy steps.

  • Download the Kshema app and register.
  • Mark your field area with a polygon.
  • Select the policy and pay your premium.

By submitting this form, you agree to be contacted on your phone number or e-mail address by Kshema General Insurance and/or its representatives.

Thank you

The download link has been sent to your phone. Please check your SMS or WhatsApp messages. +91-

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Frequently Asked Questions

The Kshema app is a mobile platform that lets farmers buy crop insurance, file claims, and track their insurance details easily from their phones.

You can download the Kshema app from the Google Play Store or Apple App Store.

The app lets you buy insurance, upload farm details with geo-tagging, file claims, and get updates on your policy status.

Yes, the app is designed to be simple and supports multiple languages so farmers can use it easily.

Yes, tenant farmers can use the app to buy insurance and file claims just like landowners.

Your data is kept safe with strong security measures to protect your personal and farm details.

Yes, the app has customer support and help options to guide you whenever you need assistance.

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