One app to guard against 8 perils

India’s first location-aware agriculture insurance platform

By submitting this form, you agree to be contacted on your phone number or e-mail address by Kshema General Insurance and/or its representatives.

Thank you

The download link has been sent to your phone. Please check your SMS or WhatsApp messages. +91-

Download on Google Play Download on Apple App Store
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App Features

01
Multilingual app

Connects with farmers in their preferred
language from a list of 11 Indian languages.

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02
Hassle-free & paperless

Streamlines the insurance process, making it easy
and eco-friendly with paperless transactions.

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03
Satellite-based imagery

Uses satellite-based imagery to validate farm
details and verify claims for quick settlement.

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04
Comprehensive coverage

Covers 100+ crops catering to both
seasonal and perennial needs.

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05
Quick digital processes

Simplified verification process with quick and secure
digital KYC and seamless online claims option.

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06
Tailor-made products

Choose among our products Prakriti and Sukriti based on your needs or opt for PMFBY, if available in your state.

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Kshema app is our proprietary risk management platform that enables us to adopt a progressive approach of strategic resilience towards risk by building mechanisms that allow timely information flow and transparency.

  • It uses each farm unit to recognise, assess and price the risk adequately across 127 Micro-climatic zones of India.
  • Data transparency and adequate risk pricing are achieved through satellite-based imagery
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Explore our
crop insurance
plans now

Plans

With the Kshema app, you can protect your crops from 8 perils*

Kshema Fire
FireLighting Fire due to lightning
Kshema Landslide
FireLighting Landslide
Kshema Cyclone
FireLighting Cyclone
Kshema Flood
FireLighting Flood
Kshema Inundation
FireLighting Inundation
Kshema Earthquake
FireLighting Earthquake
Kshema Animal attack
FireLighting Animal attack
Kshema Hailstorm
FireLighting Hailstorm

* the number of perils covered may vary according to the plan that you take.

Indian farmer accessing digital agriculture tools and weather-based insurance through a mobile app in a rural field

Protect your crop in easy steps.

  • Download the Kshema app and register.
  • Mark your field area with a polygon.
  • Select the policy and pay your premium.

By submitting this form, you agree to be contacted on your phone number or e-mail address by Kshema General Insurance and/or its representatives.

Thank you

The download link has been sent to your phone. Please check your SMS or WhatsApp messages. +91-

Download on Google Play Download on Apple App Store

Frequently Asked Questions

The Kshema app is a mobile platform that lets farmers buy crop insurance, file claims, and track their insurance details easily from their phones.
You can download the Kshema app from the Google Play Store or Apple App Store.
The app lets you buy insurance, upload farm details with geo-tagging, file claims, and get updates on your policy status.
Yes, the app is designed to be simple and supports multiple languages so farmers can use it easily.

Yes, tenant farmers can use the app to buy insurance and file claims just like landowners.

Your data is kept safe with strong security measures to protect your personal and farm details.
Yes, the app has customer support and help options to guide you whenever you need assistance.
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