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Crop Insurance
Climate change is real, and the Food and Agriculture Ecosystem needs loss mitigation in the face of increasing incidence of high risk extreme climate events. Living through a cyclone or flood can be a nightmare, especially in the rural areas of our country where connectivity and facilities are sparse.
On one hand providing relief measures to the victims is an area of concern while on the other hand, assessing the exact magnitude of losses so that these farmers can be compensated for their losses in the quickest way is another grave concern. Kshema is developing Artificial Intelligence and Machine Learning based software that can assess the exact extent of damage caused to crops – both as a forecast method and post event scenario.
The system is location aware and captures micro-climatic zone factors into its algorithm. This is the first step towards our aspiration to create customized insurance (opens in a new tab) products for cultivators and other allied participants in the Agriculture and Food Systems sector leading to better food security in agrarian economies starting with India and expanding globally
It ensures long‑term soil fertility, water security, biodiversity, and national food security.
Crop rotation, reduced chemical use, organic inputs, mulching, and integrated pest management.
Drip irrigation, rainwater harvesting, and scheduling prevent wastage and protect aquifers.
Yes. Agroforestry and buffer strips reduce erosion, enhance biodiversity, and improve microclimate.
Insurance reduces financial stress so farmers can invest in sustainable inputs and technologies.
“We do not assume any liability for any actions undertaken based on the information provided here. The information gathered from various sources and are displayed here for general guidance and does not constitute any professional advice or warranty of any kind.”
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