Comprehensive crop insurance designed for modern farmers. Protect your harvest with AI-powered risk assessment and instant claim processing.
App-Exclusive Offer: Buy crop insurance directly on the app and enjoy 5% discount on your premium.
Everything you need to protect and manage your crops in one powerful application
Connects with farmers in their preferred language from a list of 11 Indian languages.
Uses satellite-based imagery to validate farm details and verify claims for quick settlement.
Simplified verification process with quick and secure digital KYC and seamless online claims option.
Choose among our products Prakriti and Sukriti based on your needs or opt for PMFBY, if available in your state.
Covers 100+ crops catering to both seasonal and perennial needs.
Streamlines the insurance process, making it easy and eco-friendly with paperless transactions.
This is done through Kshema's proprietary platform Kshema – developed in-house and continuously upgraded – to sell its products – Sukriti, Prakriti and address pre-harvest risk at a farm level.
Prakriti
Comprehensive crop insurance against 8 listed perils
View Details
Sukriti
Choose crop cover against 2 out of 8 perils
View Details
Samriddhi
Comprehensive crop insurance from 1 - 25 cent farm size
View Details
Kisan Sathi
Dual-benefit bancassurance product combining crop & personal accident insurance
View Details
El Niño Index Insurance
Protects farmers against El Niño-related weather risks.
View Details
A government crop insurance scheme
View Details
A weather-based government crop insurance scheme
View Details
Scan now to install the Kshema app
We combine cutting-edge technology with deep agricultural expertise to provide farmers with reliable protection against natural disasters and crop failures.
Explore our crop insurance plans now
View Plans
