Stay Updated with Our Latest Blogs
Subscribe to our blog and get the latest insurance tips, guides, and industry updates delivered to your inbox
Subscribe to our blog and get the latest insurance tips, guides, and industry updates delivered to your inbox
Crop Insurance

We organised the second press conference of our Kharif season campaign in Chandigarh yesterday.
Kshema’s Chief Underwriting Officer C V Kumar and Chief Growth Officer Karambir Singh Rai (KB) addressed the conference which was attended by Punjabi, Hindi, and English media based in Chandigarh, catering to readers in the states of Punjab, Haryana, and Himachal Pradesh.
Mr. Kumar spoke about Kshema’s flagship crop insurance product Sukriti (opens in a new tab) which starts from Rs 499 per acre and the benefits of this customised crop insurance. Kshema (opens in a new tab) has made rapid strides in making its products available across the country in a short span of time and Mr. Rai emphasised the role played by the ever-increasing sales team to take Sukriti far and wide, assisted by a committed network of Point of Sale Persons (POSPs) who assist farmers in buying Sukriti using the Kshema app (opens in a new tab).



Any farmer can call the helpline number and request a face-to-face meeting with a POSP for guidance. The media turnout was an overwhelming success, reflected in the coverage received across prominent publications in the region.
The event, being a part of our Kharif marketing campaign contributes towards our mission of empowering farmers with robust insurance solutions (opens in a new tab), ensuring their hard work is always protected.
Empowering Farmers: Kshema General Insurance Launches Awareness Campaign
Farmer risk protection, crop insurance awareness, and digital tools for claims and monitoring.
PMFBY and Kshema’s tailored insurance offerings for rabi and kharif crops.
Through Kshema’s app, website, or local partner centers with KYC and land details.
Yes. Mobile app walkthroughs, remote sensing updates, and weather alert integrations.
Higher awareness, faster claims, and more resilient incomes across districts.
“We do not assume any liability for any actions undertaken based on the information provided here. The information gathered from various sources and are displayed here for general guidance and does not constitute any professional advice or warranty of any kind.”

IntroductionIf you own a vehicle, understanding third-party car insurance is essential. It is the most basic form of motor insurance and is required by law for all vehicles driven on Indian roads.What This Blog Covers • What third-party insurance means and how it works. • Why it is considered mandatory car insurance in India. • The benefits, coverage, and limitations of this policy. • The consequences of ignoring the car insurance legal requirement.This guide provides a clear overview of the leg

Meri Fasal Mera Byora is a Haryana government initiative to benefit the farmers of the state. It is an important platform for crop registration and provides access to various government agriculture-related benefits. As the Kharif 2026 season is in progress, completing registration correctly can help farmers avoid delays in receiving support and scheme benefits by understanding benefits of insurance to farmers.What This Guide CoversWho should register for kharif 2026Documents and details required

IntroductionCrop Loss in Karnataka remains a critical challenge for farmers, especially during the kharif season when weather uncertainties are at their peak. Understanding the causes and taking preventive measures can significantly reduce risks and improve yields by understanding proven ways to protect crops.In this blog, you’ll learn:Major causes behind crop damage in KarnatakaKey Karnataka kharif crop risks farmers should watch out forPractical strategies to minimise losses and protect cropsP

IntroductionThe Rythu Bharosa scheme in Telangana continues to play a crucial role in supporting farmers during Kharif 2026. This is the Telangana government’s flagship farmer investment support scheme for seeds, fertilisers, and labour. By providing timely financial assistance, it helps reduce input costs and stabilise agricultural income and improve financial security through benefits of insurance to farmers.What this blog coversKey advantages of the scheme in Kharif 2026How Rythu Bharosa supp

IntroductionThis is our Maharashtra Kharif crops guide that can help the farmers of Maharashtra plan the upcoming monsoon season effectively. With the right crop choices, sowing time, and risk protection strategies, farmers can maximise yield and reduce uncertainty with the help of https://kshema.co/plans/What this blog covers:Best crops suited for the Kharif season in MaharashtraIdeal sowing dates to ensure higher productivityRegion-wise considerations for crop planningPractical insurance tips

If your PM Kisan payment has not been credited in 2026, it can be both confusing and frustrating. Many farmers across India face delays due to technical or verification issues, but most problems can be resolved with the right steps.In this blog, you will learn:Why your instalment may be delayed or missingHow to complete a quick PM Kisan status checkWays to fix errors and receive future paymentsWhere to seek help if the issue persistsUnderstanding the PM-Kisan Samman Nidhi Scheme in 2026The PM-Ki