Comprehensive fire insurance coverage to protect your property and assets against fire and allied risks.
Protection against fire and allied perils
Coverage for personal & commercial properties
Coverage to protect personal and commercial property from fire and allied perils
Fire insurance provides financial protection against loss or damage to property caused by fire and allied perils. Under this policy, the insurer agrees to indemnify the insured for covered losses in exchange for a defined premium, subject to policy terms and conditions.
Fire insurance coverage protects against damage caused due to accidental fire and allied perils which may include losses caused by natural calamities such as lightning, storm, flood, and other insured hazards like implosion/explosion depending on the policy opted for.
Fire insurance is essential for:
Protect home building & contents
Ideal for content‑only cover
Asset value up to INR 5 crore
Asset value INR 5 crore to INR 50 crore
Offices, warehouses, storage units
Protect interiors, fittings & stock
Fire Protection
Bharat Griha Raksha
The Kshema Bharat Griha Raksha policy is a complete property insurance policy that protects your home building and its contents from losses due to unexpected events.
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Bharat Sookshma Udyam Suraksha
The Kshema Bharat Sookshma Udyam Suraksha policy provides comprehensive protection to micro enterprises from losses due to unforeseen risks.
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Bharat Laghu Udyam Suraksha
The Kshema Bharat Laghu Udyam Suraksha policy provides complete protection to investments in your small business from loss due to unexpected risks and damages.
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Standard Fire and Special Perils Policy
Protects property against fire and specified perils.
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Home Insurance Policy
The Kshema Home Insurance Policy is a complete property insurance policy that protects your home building and its contents from losses due to unexpected events.
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Shop Insurance Policy
The Kshema Shop Insurance Policy offers protection to shops and commercial establishments against losses arising from fire, burglary, and other unforeseen risks.
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Industrial All Risk Policy
Protects industrial assets and ensures business continuity.
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Contractor’s All Risk (CAR) Policy
Protects construction projects against covered risks.
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Comprehensive coverage against a wide range of perils and hazards
Protects your business assets from various perils.
Get extensive protection at affordable rates.
A seamless claims process for your convenience.
Enhance your policy with tailored add-on covers.
Tailored for commercial premises such as industry premises, shops, godowns, hotels, etc.
Includes building (if owned), stock-in-trade, furniture, fixtures, equipment, and more.
Complete protection for your property and assets against fire and allied perils.
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