The Kshema Industrial All Risk (IAR) Insurance provides comprehensive protection for industrial and manufacturing establishments against sudden and unforeseen physical loss or damage to insured property or financial losses suffered due to any interruptions in the business due to any cause not specifically excluded under the policy. The policy offers wider coverage than traditional named-peril policies, helping businesses safeguard their assets and maintain operational continuity.
Comprehensive "All Risk" protection for industrial assets
Covers accidental physical loss or damage from unforeseen events
Protects buildings, plant & machinery, stocks, furniture, fixtures, fittings and other insured assetsCompensates against financial losses / loss of revenues arising from property damageSupports business continuity and faster recovery after incidentsFlexible coverage options and customisable extensions based on industry requirements
The Kshema Industrial All Risk (IAR) Insurance provides comprehensive protection for industrial and manufacturing establishments against sudden and unforeseen physical loss or damage to insured property or financial losses suffered due to any interruptions in the business due to any cause not specifically excluded under the policy.
Provides broad coverage against sudden and unforeseen physical loss or damage to insured industrial property and financial losses suffered due to Business interruption from causes not specifically excluded under the policy.
Covers a wide range of industrial assets including buildings, plant & machinery, stocks, furniture, fixtures and fittings.
Helps minimise the financial impact of accidental damage and other unforeseen events affecting industrial operations.
Helps businesses recover faster from insured losses and resume operations with minimal disruption.
Offers optional add-on covers and extensions to meet specific industry and business requirements.
Insured Property
The policy can be extended with optional covers such as:
*Add-ons are available subject to underwriting and policy terms.
Period of Coverage
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