A Kshema product
Kshema El Niño Index Insurance
Kshema El Niño Index Insurance is a specialised crop insurance solution designed to help farmers manage weather-related risks associated with El Niño conditions through predefined weather parameters:
- Temperature
- Relative humidity
- Rainfall
Why Choose Kshema El Niño Index Insurance?
No Claim Filing Required
No claim submission needed and no field assessment required
Coverage for All Crops
No matter what crop you grow, your coverage remains unchanged.
Automatic Payouts
Payouts are triggered based on predefined weather conditions
Annual Coverage
Coverage spanning both Rabi and Kharif seasons
Transparent Weather Triggers
Clearly defined weather parameters that automatically trigger payouts.
*Terms and conditions apply
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