Multi-year third‑party liability cover for two-wheeler vehicles that protects you from financial liability arising from third‑party injury, death, or property damage liability arising from the use of your vehicle.
Covers third‑party injury, death, and property damage, as per policy terms
Personal accident cover of INR 15 Lakh included for the owner driver (If Opted)
INR 1 Lakh passenger personal accident cover included (If Opted)
Multi-year policy, no yearly renewal needed
The Kshema Two-Wheeler Liability Only Policy is a long-term insurance plan that protects you against legal liabilities arising from accidents involving your two-wheeler. It covers third-party bodily injury, death, and property damage, while ensuring compliance with the Motor Vehicles Act, 2019. Enjoy uninterrupted protection with no annual renewal hassles.
Meets the mandatory legal requirement under the Motor Vehicles Act, 2019Covers injury, death, or property damage caused to third partiesPersonal accident coverage for the owner-driverPersonal accident coverage for unnamed passenger
Multi-year third‑party liability cover designed to help you meet the mandate under the Motor Vehicles Act, 2019, while providing financial protection to the owner‑driver against third‑party accident liabilities for a tenure of 5 years.
Ensures you meet all statutory third-party insurance norms
Financial protection for serious injuries or death of the owner-driver.
Covers cost of court proceedings and representation
Avoid annual renewals and premium hikes.
Learn the Basics
Learn the BasicsUnderstanding these common terms will help you make better decisions when choosing your Vehicle insurance policy.
Covers damage or injuries caused to another person or property by your insured vehicle.
A discount on premium for claim-free years
Covers damage to your vehicle due to accidents, fire or natural disasters.
The amount you pay for an insurance policy
The current market value of your vehicle and the maximum amount payable by the insurer in case of total loss or theft.
Provides financial protection against accidental death or disability of the vehicle owner-driver.
Hassle Free ClaimsOur seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.
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