The Kshema Two-Wheeler Bundled Policy combines one year of Own Damage Cover and five years of Third-Party Liability Cover in a single policy.
Available for new vehicles, it offers convenient, long-term protection and ensures compliance with mandatory third-party insurance requirements.
Designed for new two-wheelers
Includes own damage cover for one year and third-party liability cover for five years
Includes Personal Accident Cover for the owner-driver, in accordance with the policy terms and conditions.Optional add-ons available to enhance protection
The Kshema Two-Wheeler Bundled Policy combines one year of Own Damage Cover and five years of Third-Party Liability Cover in a single policy.
Available for new vehicles, it offers convenient, long-term protection and ensures compliance with mandatory third-party insurance requirements.
Ensures wider coverage by including both own damage cover and long-term third-party liability cover under a single policy.
Provides extended third-party coverage for 5 years, eliminating the need for annual renewals for 5 years.
Meets the statutory requirement for third-party liability for 5 years insurance coverage for motor vehicles under Section 146 of the Motor Vehicles Act, 1988, as amended by the Motor Vehicles (Amendment) Act.
Helps manage repair and replacement expenses arising from damage to your vehicle for 1 year, as well as third-party liability expenses for 5 years.
Enhance your own damage cover with optional add-ons suited to your needs.
Provides compensation up to 15 Lakhs to the owner-driver in case of accidental death or disablement arising from the use of the insured two-wheeler.
Covers damage to your two-wheeler due to accidents, theft, fire, natural calamities, and man-made events.
Provides protection against legal liability arising from injury, death, or property damage caused to third parties.
Provides indemnity to the owner-driver against accidental injury or death arising from the use of the insured two-wheeler.
Covers the difference between the claim amount and the original purchase price or the replacement cost of a new vehicle of the same make/model, whichever is lower.
Covers the depreciation deducted on replaced parts under the own damage cover. Claims under this add-on are limited to first two claims during policy period.
Helps retain your accumulated No Claim Bonus even if a claim is made during the policy period.
Covers the cost of repair or replacement of the engine and gearbox.
Provides assistance in case your vehicle breaks down, including support for mechanical or electrical failures, minor repairs where possible, and towing to the nearest garage if required.
*Subject to policy limits and conditions, including valid driving licence and the insured being the owner-driver
*Please refer to the policy wordings for detailed terms and conditions.
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