Multi-year third-party liability cover for private cars that protects you from financial liability arising from third-party injury, death, or property damage due to an accident.
Covers third-party injury, death, and property damage, as per policy terms
Personal accident cover of INR 15 Lakh included for the owner driver (If Opted)
Up to INR 2 Lakh personal accident cover for unnamed passengers (If Opted)
Multi-year policy, no yearly renewal needed
Kshema Private Car Long-Term Liability Only Policy safeguards you against legal liabilities arising from accidents involving your private car. It covers third-party injury, death, or property damage, while ensuring compliance with the Motor Vehicles Act, 2019.
Meets the mandatory legal requirement under the Motor Vehicles Act, 2019Covers injury, death, or property damage caused to third partiesPersonal accident coverage for the owner-driver (If Opted)Personal accident coverage for unnamed passengers (If Opted)Provides long-term protection (multi-year)
Multi-year third-party liability cover for your private car designed to help you meet the mandate under the Motor Vehicles Act, 2019, while providing financial protection to the owner-driver against third-party accident liabilities for a tenure of 5 years.
Protects you from legal liability arising from death, injury, or property damage caused to third parties due to accidents involving your vehicle.
Provides compensation of up to INR 15 lakhs for the owner-driver in case of injury or death resulting from an accident.
Includes assistance with legal representation and proceedings related to claims covered under the policy.
Avoids the hassle of annual renewals and yearly premium hikes.
Learn the BasicsUnderstanding these common terms will help you make better decisions when choosing your car insurance policy.
Covers damage or injuries caused to another person or property by your insured vehicle.
A discount on premium for claim-free years
Covers damage to your vehicle due to accidents, fire or natural disasters.
The amount you pay for an insurance policy
The current market value of your vehicle and the maximum amount payable by the insurer in case of total loss or theft.
Provides financial protection against accidental death or disability of the vehicle owner-driver.
Hassle Free ClaimsOur seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.
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