Third-party liability cover for miscellaneous vehicles like tractors, road rollers, etc. protects you from financial liability arising from third-party injury, death, or property damage liability arising from the use of your vehicle.
Covers third-party injury, death, and property damage, as per policy terms
Personal accident cover of INR 15 Lakh included for the owner driver (If opted)
Indemnity for authorised drivers operating the vehicle with the owner's permission, subject to policy terms and conditions (If opted)
Liability coverage designed for your peace of mind
Every commercial vehicle plays a crucial role in keeping businesses and services running smoothly. Whether you operate a construction vehicle, or any other specialised transport, securing third-party insurance is not just a legal requirement. It’s a smart financial decision.
Kshema Miscellaneous Vehicle Liability Policy provides robust third-party coverage for various commercial vehicles, ensuring legal compliance and financial security in case of unexpected liabilities.
Third-party liability cover for miscellaneous vehicles is designed to protect you from financial liability arising from third-party injury, death, or property damage liability arising from the use of your vehicle.
Meets all statutory/IRDAI-mandated third-party insurance requirements
Safeguard yourself/your driver with personal accident cover
Seamless claims process to minimise disruptions.
Covers up to 100% third-party injury, death, and property damage caused by the insured vehicle.
Tailor-made add-on covers for enhanced protection.
Extensive protection at affordable premiums for commercial vehicle owners.
Learn the BasicsUnderstanding these common terms will help you make better decisions when choosing your Vehicle insurance policy.
Covers damage or injuries caused to another person or property by your insured vehicle.
Covers damage to your vehicle due to accidents, fire, or natural disasters.
The current market value of your vehicle and the maximum amount payable by the insurer in case of total loss or theft.
A discount on premium for claim-free years.
The amount you pay for the insurance policy.
Provides financial protection against accidental death or disability of the vehicle owner-driver.
Hassle Free ClaimsOur seamless claims process ensures you get back on the road faster. Report, document, and track your claim entirely online with just a few clicks.
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