The Kshema Group Health Insurance Policy provides health insurance coverage for eligible groups and their families, helping manage hospitalisation-related medical expenses as per the policy terms and conditions.
Covers in-patient hospitalisation expenses
AYUSH and day-care treatment coverage
Pre- and post-hospitalisation benefitsCashless and reimbursement claim options availableOptional benefits for enhanced coverage
The Kshema Group Health Insurance Policy provides health insurance coverage for eligible groups and their families, helping manage hospitalisation-related medical expenses as per the policy terms and conditions.
Covers eligible in-patient hospitalisation expenses, including room rent, ICU charges, nursing care, medical practitioner fees, medicines, diagnostics, implants and other admissible expenses.
Covers inpatient treatment at eligible AYUSH hospitals.
Coverage for medically necessary day-care procedures performed at an eligible hospital or day-care centre when advised by a medical practitioner.
Coverage for eligible medical expenses incurred before and after hospitalisation for the same condition, subject to policy terms.
Choose from a range of optional benefits to enhance coverage, subject to policy terms and conditions and related laws if any.
The policy does not cover expenses arising from:
* Please refer to the policy wording for complete details on coverage, terms, conditions, waiting periods, exclusions and limitations.
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